Has Your Car Finance Been Mis Sold?
If you purchased a car, van or other vehicle with finance from April 2007 to December 2020 there is a strong possibility that the finance was mis-sold. You may be entitled to significant compensation. Complete the form to find out…
To check if you have a claim call, email or complete the form and a colleague will be in touch with specialist advice.
You may have been affected by one or more of the following:
- Hidden Commissions
- High Interest Rates
- Ineffective Credit Checks
- T&C’s Rushed
Free Check – See if You’ve been Mis Sold!
Find out if you are able to make a no win, no fee, car finance claim today
Evidence Of Car Finance Misselling
Situations that are typically associated with car finance mis-selling:
- Finding it difficult to afford your monthly payments
- Your car dealership did not properly outline the interest charges
- You were not given a full range of options
- You felt pressured to buy due to hard-sell tactics
- You were not informed of excess mileage charges
- Your car dealer did not adequately explain the agreement
- You were given misleading advice about the payment terms
- Your final payment is much more than you expect
- The salesperson failed to mention that a commission would be applied.
If you purchased a car or van after 2007, with car finance, there is a strong possibility that the finance was mis-sold and you may be entitled to compensation, call us now or complete the form to find out.
Our Simple 3 Step Process
01
Enquire
Complete our simple form, to request your no obligation free check
02
Discover
We will gather and review your details to assess if you are eligible, completely FREE of charge.
03
Claim
Receive your results and start the claim for compensation
Frequently asked questions
We assist clients in claiming compensation for the non-disclosure of commissions received by the Dealership by the finance provider. Both the Dealership and Finance Provider were obligated to be transparent and inform you of the commissions being paid.
If you answer ‘No’ to any of the below, you may be eligible to make a claim:
- Were you advised of the commissions that were being paid?
- Were you offered the best interest rate available?
- Were you offered various finance options based on your circumstances, and informed how they differ?
- Was the agreement affordable, or was the agreement properly explained to you?
Claim amounts vary across consumers. The exact amount of your compensation will depend on factors such as:
- The size of the finance agreement – the larger the loan, the more you can claim
- The difference between the interest you were given and what you should have been given
- When you entered the finance agreement. If you entered into it a long time ago, the more you can claim back
Typically anything between 3 months, up to a year, depending on the lender.
We offer a free assessment service. After reviewing the assessment, it merits us to pursue a claim, we will inform you. From here you have a choice to proceed with one of our panel Solicitors where we will inform you of their fee structure. All our legal partners offer a risk-free, no win, no fee service.
If you are successful in claiming, you do not have to give the vehicle back. The only instance where you may not receive the entire compensation you are owed is if you are in arrears with your finance payments. Some of the compensation may be used to bring your account up to date.
My Mis Sold Car Finance is a trading name of Financial Claim Solutions Ltd who are a claims management company, the team at FCS Ltd have been successfully processing mis-sold finance claims since 2005, so we have many years of experience in dealing with these claim types.
